CDs are a smarter way to save; they allow depositors to earn high dividends with low risk to their investment, and include the backing of federal insurance. Community Trust Credit Union CD rates are exceptionally high for members of this San Francisco banking nonprofit, with a 24-month term share certificate rated at 0.75% APY.
Community Trust Credit Union CD Rates: Terms and Conditions
The minimum amount needed to both open this CD and begin earning dividends off the 0.75% rate is $500. The rate then remains locked for the duration of the certificate?s life. An excellent addition to anyone?s savings plan, once a member?s certificate reaches its term, he has the option to renew it to continue maximizing earnings or cash out the dividends.
This CD, as well as all other deposit products with the credit union, is protected up to $250,000 by the National Credit Union Administration.
About Community Trust Credit Union
The mission of Community Trust Credit Union, according to its website, is ?to create and protect ownership and economic opportunity for all, especially people of color, women, rural residents, and low-wealth families and communities.? The credit union is a division of Self-Help Federal Credit Union, chartered five years ago.Check out other Community Trust Credit Union CD rates.
Other Terms and Conditions may apply. Additionally, interest rates are based on the institution?s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
Source: http://www.gobankingrates.com/cd-rates/community-trust-credit-union-075-apy/
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